Cettei & Connell Commercial Insurance Division is a full service division, providing a comprehensive range of insurance products and services tailored to meet the insurance needs of your business.
Our Commercial Insurance program reflects our usual standard of excellence. Our commercial insurance products are tailored to meet the specific needs of our business clients, large or small. These products are offered through our partnership with established and financially sound insurance companies, such as Zurich, Ohio Casualty, and Sirius Insurance Companies.
In addition to our general commercial insurance products, we are pleased to offer our Office Insurance Program, which is a specialized product that is tailored to meet the specific needs of businesses that operate from office locations. Our staff will be happy to provide you with details, and to assist you with this specialized product.
Cettei & Connell Commercial Insurance Division offers our business clients the most competitive and comprehensive commercial insurance products on the market:
Fire Legal Liability
This coverage protects you in the event you lease your business space and your negligence results in fire damage or loss to your landlord’s property
General Liability for your premises
Covers injury or loss on your business premises.
This represents coverage for vehicles used for business. We provide a wide range of products, and would be happy to help you choose which coverage is right for your business.
This coverage provides protection if you are the owner of the building or if you are required contractually to provide coverage for the building from which you conduct business.
Business Personal Property Insurance
This Covers your furniture, equipment, and improvements made to your leased premises.
Business Interruption Insurance
This coverage provides protection against loss of income if your company has to vacate the premises due to disaster-related damage that is covered under your property insurance policy, such as a fire. Business interruption insurance covers the profits you would have earned, based on your financial records, had the disaster not occurred. The policy also covers continuing operating expenses.
The NJ Workers’ Compensation Law requires all employers operating in NJ to have workers’ compensation coverage. This coverage provides benefits for injured workers regardless of who is at fault for the injury or illness.